Quick & Easy Business Loan in Gandhidham

You can now avail Business Loan with us!

Surat is one of the major city in Gujarat. Having entrepreneurs of industries like Textile, Gems, and Jewellery, the proceedings to start a business in Surat is easy. Anyone would need a business loan to start a business in these verticals. Quickly get connected with us at Fynamics to avail top benefits of a business loan in Surat.

Unsecured Business Loan Interest Rates in Gandhidham April 2021

Product FeaturesLoan Against PropertyUnsecured Business Loan
Maximum Loan amountUp to 85% of the property valueRs. 25 lakh to Rs. 100 crore
Loan Tenure5 – 20 years1-5 years
Interest Rate7.75% – 12.5%13.50% onwards

Business Loan in Gandhidham

The major contribution to the economy of Gandhidham comes from the textile, diamond, and chemical industry. Traders and suppliers can leverage their working capital with Fynamics, a business loan provider in Surat. You can expand your business with flexible loan facility and other benefits.

Types of business loans

  • Term loans
  • Short term loans
  • Line of credit or bank overdraft
  • Invoice financing/loan on receivables
  • Equipment loans
  • Supplier credit

Features and Benefits of Business Loan in Gandhidham

  • Flexible loan: Fynamics offer flexible loan facility that allows the borrowers to pay as per your need and when you can.
  • Collateral loans: You have the flexibility of security-free loan at Fynamics for business loans in Gandhidham
  • Minimal Documents: There is minimal documentation required for small business loans in Gandhidham.
  • Loan disbursal: We have the fastest turn around time to disburse business loans in Gandhidham. You can sign a contract and get the loan amount in the quickest time possible. 
  • Unsecured Free loan: Keeping small businesses in mind our business loan features are designed accordingly in Gandhidham

How to apply for SME Business Loan in Gandhidham?

  • Fill in a form for applying for a business loan in Gandhidham.
  • Provide the necessary documents needed as per your business entity.

Get the business loan approved and the amount disbursed in your bank account within a few days after signing the contract with us

Bank & NBFC Offering Business Loans in Gandhidham

There are many top Non-Banking Financial Companies and Banks that are offering Business Loans in Gandhidham. Banks like SBI, HDFC, etc. and NBFC’s like Bajaj Finserv and Capital Float are a few in this city.

HDFC Bank Business Loan Gandhidham

It is the largest private sector bank in the country that operates in 87 branches of Gandhidham HDFC banks offers among the best business loans in India, with complete transparency and competitive interest rates. HDFC business loans do not require any security.

Bajaj Finserv Business Loan Gandhidham

One of the largest well-known NBFC in India with low interest rates and flexible repayment options. Business loan by Bajaj Finserv can give much needed boost to your business.

ICICI Bank Business Loan Gandhidham

ICICI bank is the second largest private sector bank in India which has around 48 full and part service branches in the city of GandhidhamICICI Bank provides loans to small business so that they get timely finance and make most of business opportunities.

Fullerton Business Loan Gandhidham

No.1 Provider which serves the entire Gandhidham through 3 branches.

SBI Business Loan Gandhidham

SBI Provides Best Government business loan, loan to SMEs under various schemes.

Citibank Business Loan Gandhidham

This bank operates from 1 branch out of all in Gandhidham

Kotak Bank Business Loan Gandhidham

Quick & hassle-free process with minimal documentation. Loan tenure 2 to 5 years.

Tata Capital Business Loan Gandhidham

Tata Capital provides Loans for Businesses without security, and loan disbursement within 3 business days. Avail Unsecured Business Loans with no collateral.

Axis Bank Business Loan Gandhidham

Axis Bank is the third largest bank in the country in the private sector and operates about 39 branches in the city of Gandhidham.

Reasons to take a business loan in Gandhidham

Thinking to expand the business: If you are planning to grow your business operations or buy land for expansion, we at Fynamics can provide you with dynamic business loan plans that you can never forget. 

Planning to Purchase machinery: With the increase in technology, your business may demand up-gradation of new techniques and equipment. Buying or leasing equipment might need funds. Business loan in Gandhidham can help you get through this, and you can easily buy the product you need to uplift your business sales. 

Inventory purchase: SMEs need immediate capital to purchase inventory or raw material. Some times when the product demand goes high in the market, and you are running out of the stock. Contact us to avail business loan to buy inventory and fix the problem by choosing Fynamics for your business loan in Gandhidham

Increase working capital: To run daily expenses sometimes small businesses run out of funds. They can avail short term business loans in Gandhidham until they recover their assets generate returns for running daily operational needs. 

Eligibility Criteria of Availing Business Loan in Gandhidham

  • The age limit should be between 21 and 65.
  • Registered CA is required to audit your business
  • Cash profits of the last two financial years.
  • Professionals are required to show their qualification proof.

Documents required for a Business loan for Professional and Business owners

For Professionals:

  • Photo ID proof
  • Address Proof
  • Bank statements of last 12 months
  • Proof of business i.e. Certificate of Practice
  • Balance sheet for last 2 years
  • IT returns

For Business Owners:

  • Photo ID proof
  • Address Proof
  • Bank statements of last 3 months
  • Proof of business, Partnership deed, Shop Act License, MOA, AOA
  • Balance sheet for last 2 years
  • IT returns

Components of Business Loan in Gandhidham

  • For unsecured loan, documentation is simple
  • Payment through EMI is available for tenure of 12-48 months
  • Loan amount can vary from 3-75 lakhs
  • Based on the eligibility of the applicant, the return on investment may change


I was thinking to start a small business as an extra income as my job was uncertain due to COVID. It was quick and easy with Fynamics. I had to do nothing but follow their instructions and provide the things they needed. Rest was taken care of by them. Thank you for helping me through tough times.